Frequently Asked Questions

Got Questions?

We’ve got answers! Here are some FAQ’s that other client’s such as yourself have had:

In case of further questions, let us know!

You may also call or e-mail us.

Frequently Asked Questions

Rent to Own is an alternative way of purchasing a Home, if you cannot qualify for a mortgage. Bad credit, no problem! Self Employed, no problem!

Based on your income, and down payment amount – we will help you find a home that fits your budget and price range. Once we find the home you love, we will buy the home for you. Yes, that’s correct – that means you choose the home!

At the end of the 2-4 year term, we will help you get a mortgage and transfer the home in your name. No more worrying about moving or relocating, or rising rent rates anymore.

Our terms depend upon your credit and finances and range from 2-4 years. However, our terms are flexible and can be custom-fitted to your needs.

Rents are calculated based on cost of ownership. It is directly related to the purchase price of the home.

You are in the Driver’s Seat, and you are certainly able to choose your own home. Currently, we only offer our Rent to Own program for Residential Sub-division properties and not for Rural or Commerical properties.

No more moving. No more uprooting kids and changing schools. No more rental increases and no more restrictions on pets!

Absolutely! We impose no restrictions on improvements to your house. The more you improve your home, the more equity you build within your home!

With your credit score not so good, we will help you become a home owner. All you need is a down-payment of as little as 5% and an annual COMBINED household income of $100,000 or more.

We service the GTHA area, extending from Bowmanville to Woodstock and from Barrie to St. Catharine’s.

You are more than welcome to sell your home, re-finance or lease it out once the Rent to Own term has ended and you have successfully become the Home Owner.

We aim to make our clients live fearlessly. There will be no rental increases with Homesy.

Find out more information and get approved today!